by How many of us has been travelling from one place to another via airlines? Airlines has made our travel convenient and comfortable. It saves our time of travelling, but only thing we need to do is we have to come airport around 2 hrs before. You need a Credit Card that will allow you to access airport lounge without any cost so that your waiting time will be good time for you. Today, in this article we will discuss about some best credit card which can allow you to enjoy benefits of airport lounge.
Here is the list of Top 10 Credit Card:
1. Kotak Royale Signature Credit Card
Kotak Royale Signature Card will allow you free access to domestic airports. If you are travelling outside India, you will get 2 free complimentary international airport lounge access.
Annual Credit Card Fees: Rs. 999 (waived off if you spend Rs. 1Lacs annually)
Milestone Benefits:
- 10000 reward points on spend Rs. 4Lacs in a year
- 30000 reward points on spend Rs. 8Lacs in a year
Other Benefits:
- 1% fuel surcharge waiver
- Earn up to 4X reward points on every Rs. 150 spent across all spends
- Maximum railway surcharge waiver allowed in a calendar year is Rs. 500
2. HSBC Premier Mastercard Credit Card
HSBC Credit Card comes with great offers and discounts. The card will allow you free domestic airport lounge access and 2 complimentary international airport lounge access. After 2 complimentary access you will be charged USD 27 plus taxes.
Annual Credit Card Fees: No joining fees and no annual fees.
Other Benefits:
- Fuel surcharge waiver
- Online fraud protection and lost card liability
- Complimentary access and discounted fee at select golf courses in India
- Air miles conversion on InterMiles, British Airways and Singapore Airlines
3. YES FIRST Preferred Credit Card
Yes Bank Preferred Credit Card will allow you free lounge access to domestic airport and 4 complimentary visit outside India in a calendar year. In addition to this you will further get 25% discount on movie bookings at BookMyShow.
Annual Credit Card Fees:
For first year – Rs.2500
From second year – Rs.2500 (waived off if you spend 4 Lacs in a year)
Other Benefits:
- 10,000 reward points on the first transaction within the first 90 days
- 7,500 reward points on each renewal
- Enjoy 4 complimentary rounds of green fees per calendar year
- Earn 20,000 bonus reward points on achieving spends of Rs. 7.5 Lacs or more in each anniversary year
4. SBI Elite Credit Card
SBI Elite Credit Card comes with 8 domestic and 6 international airport lounge access benefits with maximum of 2 domestic and 2 international lounges every quarter.
You can earn up to 50,000 bonus reward points with SBI Elite credit card if your annual spends are more than 8 Lacs.
Annual Credit Card Fees: Rs.4999
Other Benefits:
- Get 2 free movie tickets of Rs. 500 per month
- 9 Vistara points for every Rs. 100 spent on Vistara flight bookings.
- 1% fuel surcharge waiver
- 1.99% foreign currency mark-up
- Get 2X points per Rs. 100 spent on dining, departmental stores, grocery except fuel
5. Citi Prestige Credit Card
Citi Bank Prestige card will allow you unlimited access to airport lounge across the world. The card is specially designed for frequent traveller. You can access lounge at over 800 airports for primary as well as supplementary card holder.
Annual Credit Card Fees: Rs.20,000
Welcome Gift:
- Rs.2500 or 10000 bonus air miles
- Rs.10000 benefits from Taj Group or ITC Hotels
Other Benefits:
- One complimentary night on a minimum stay of 4 nights at any hotel across the world
- Overseas medical insurance of USD 50,000 while traveling
- Lost card protection worth Rs.10 Lacs
- 4 complimentary golf rounds and golf lessons
- 2 reward points overseas per Rs. 100
- 1 reward point per Rs. 100 in India
6. HDFC Regalia Credit Card
HDFC Regalia Card will give you yearly 12 complimentary domestic airport lounge access and 6 complimentary international lounge access. The card also offers you 1-year free Zomato Gold membership if you spend Rs.75000 within 3 months of card issuance.
After 6 complimentary visits to international lounge you will be charged with USD 27+ GST.
Annual Credit Card Fees: Rs.2500 (Welcome benefit of worth Rs. 2500 as reward points)
Renewal fees: Rs.2500 (waived off if you spend Rs.3 Lacs in previous year)
Other Benefits:
- Earn Bonus 10,000 Reward Points when you spend Rs. 5 lakhs in the anniversary year.
- Earn additional 5,000 Reward Points when you spend Rs. 8 lakhs spend in the anniversary year
- 1% fuel surcharge waiver
- Zero cost liability in case of card lost
- 2% foreign currency mark-up
7. HDFC Infinia Credit Card
HDFC Infinia comes with great offers and maximum benefits. With Infinia Credit Card you will get unlimited complimentary lounge access at airports within and outside India at over 1000+ airport lounge using priority pass. Both primary card holder and supplementary card holder will get advantage.
Annual Credit Card Fees: Rs.10000+taxes (waived off if you spend Rs.8 Lacs in a year)
Other Benefits:
- 5 reward points on all other spends
- Enjoy a 1% fuel surcharge waiver
- No cash withdrawal fee
- 2% foreign currency mark-up fee
- Unlimited complimentary access to golf courses around the world
- Accidental death insurance of Rs. 3 Crore
- Medical emergency covers up to Rs. 50 Lacs during travel abroad
8. InterMiles ICICI Bank Sapphiro Credit Card
InterMiles ICICI Credit Card offers you unlimited access to domestic airport lounge and 2 complimentary access to international airport lounge. You will also get 2 spa sessions at selected airports in India every year. Apart from lounge benefits, if you buy 1 movie ticket you will get discount of up to Rs. 500 on second movie ticket.
Annual Credit Card Fees:
Joining Fees: Rs. 5000
From second year: Rs.5000
Other Benefits:
- 10,000 welcome bonus InterMiles, flight discount voucher and hotel discount voucher on joining
- 5,000 renewal bonus InterMiles, flight discount voucher and hotel discount voucher on renewal
- 1% fuel surcharge waiver
- 4 complimentary rounds of golf every month at the golf course
- Get 1 payback points on Rs. 100 spent on fuel, utilities and insurance
9. HDFC Bank Diners Black Credit Card
Diners Club Credit Card comes with lot of benefits. It will offer you unlimited complimentary airport lounge access for both primary and add-on card holders.
To get this credit card your monthly salary should be Rs. 1.75 Lacs or an income of Rs. 21 Lacs to get this card.
Apart from the mentioned benefits you will get Complimentary Club Marriott, Forbes Digital subscription, Amazon Prime, MMT Doubleblack, Zomato Gold, and Times Prime memberships.
Annual Credit Card Fees:
Joining & Renewal Fees: Rs.10,000 (waived off renewal fees if you spend Rs.5 Lacs in a year)
Other Benefits:
- Complimentary Golf Games
- 5 Reward Points for every Rs.150 spent with 10X Rewards on select partners and 2X Rewards on dining
- Lowest Forex mark-up of 1.99%
- Air Accident cover of Rs.2 crore
- Monthly Milestone Benefit – Ola Select Membership/ BookMyShow vouchers/ TataCLiQ vouchers
10. American Express Platinum Travel Credit Card
American Express Travel Credit Card offers you 4 complimentary domestic airport lounge access per year with restriction of one visit per quarter. You will also get an e-gift worth Rs. 10,000 from Taj, SeleQtions and Vivanta hotels.
Annual Credit Card Fees:
For first year: Rs. 3500+ taxes
From second year: Rs. 5000+taxes
Other Benefits:
- Welcome benefits of Rs.3500 travel voucher
- Earn 1 Membership Rewards Point for every Rs. 50 spent except for spend on Fuel, Insurance, Utilities
- Spend Rs. 1.90 Lacs in a year and get travel voucher worth Rs. 6,360
- Spend Rs. 4 Lacs in a year and get travel voucher worth Rs. 9,440
List of Airport Lounges in India
Mumbai Airport Lounge Access
List of free Mumbai airports lounges those can access through credit cards
| Terminal | Lounge | Location |
| Domestic T 1B | TFS | Travel food service, 1st floor Opp. Gate A2 |
| International T2 | Clipper Lounge | Floor Opposite Samsonite |
| Domestic T2 | MALS | Travel Club Lounge, SHA, |
| Domestic Terminal 1B | Good Times Bar | Domestic Departure |
| Domestic Terminal 2 | Travel Club | Domestic Departure |
| International T2 | Clipper Lounge | International Departure located at Gate 85 |
| Domestic Terminal 1B | Carnations | Domestic Departure |
Delhi Airport Lounge Access
List of Delhi airports lounges those can be access free through credit cards
| Terminal | Lounge | Location |
| Domestic T1D | Plaza Premium | Level 02, Mezzanine Level, Domestic Departure |
| Domestic T1D | Plaza Premium | Domestic Arrivals |
| Domestic T3 | Plaza Premium | Mezzanine Level, Domestic Departures, |
| Domestic T3 | Plaza Premium | Domestic Arrivals, opp gate 1 |
| Domestic T2 | Plaza Premium | Airside – Domestic Departures, near Gate 24 |
| International T3 | Plaza premium(A) | Level INL 03, International Departures |
| International T3 | Plaza Premium(B) | Level 4, International Departures |
| International T3 | Plaza Premium | International Arrivals Opp Gate 6 |
| Domestic T3 | Grid Bar | Terminal 3, Domestic Departure |
| International T3 | Connexions & Daredevils | International Departure |
| International T3 | Green Lounge | International Departure, Level 3 |
Bangalore Airport Lounge Access
List of Bangalore airports lounges those can be access free through credit cards
| Terminal | Lounge | Location |
| Domestic Terminal 1 | AGL | Mezzanine Level, Domestic Departure |
| Domestic Terminal 1 | Plaza Premium | Mezzanine Level, Domestic Departure |
| International Terminal 1 | AGL | Level 1, Near Gate 18, International Departure |
| International Terminal 1 | Plaza Premium | International Departures, Level 1 |
| Domestic Terminal | Bird Group | West Pier |
| International Terminal | Bird Group | East Pier |
Hyderabad Airport Lounge Access
List of Hyderabad airports lounges those can be access free through credit cards
| Terminal | Lounge | Location |
| Domestic | Premium Plaza | Level E, Domestic Departures, (near Gate 28) |
| International | Premium Plaza | Level E, International Departures (near Gate 32) |
| International | Premium Plaza | Level C, International Departure, Near Car Park |
Ahmedabad Airport Lounge Access
List of Ahmedabad airports lounges those can be access free through credit cards
| Terminal | Lounge | Location |
| International T 2 | Plaza Premium | International Departure, After SHA |
| Domestic | Bica Lounge | Domestic Departure |
| International | Port Lounge | 1st Floor, Near Departure Gates, After SHA |
Pune Airport Lounge Access
List of Pune airports lounges those can be access free through credit cards
| Terminal | Lounge | Location |
| Domestic | Port Lounge | Domestic Departure 1st Floor |
| International | Lite and Bite Food | 1st Floor After SHA |
Chandigarh Airport Lounge Access
List of Chandigarh airports lounges those can be access free through credit cards
| Terminal | Lounge | Location |
| Domestic | CITCO | Domestic Departure, 1st Floor, After SHA, |
| International | CITCO | International Departure, 1st Floor, After SHA, |
Chennai Airport Lounge Access
List of Chennai airports lounges those can be access free through credit cards
| Terminal | Lounge | Location |
| Old International, T4 | TFS | Old international terminal building, near boarding |
| New International, T3 | TFS | New international terminal building, 3rd Floor |
| Domestic, Terminal 1 | TFS | Domestic Departure, 3rd Floor, After SHA |
Goa Airport Lounge Access
List of Goa airports lounges those can be access free through credit cards
| Terminal | Lounge | Location |
| Domestic | Good Times | Domestic Departure, after SHA |
| Domestic | Golden Chariot | Domestic Departure |
| International | Golden Chariot | International Departure |
| Domestic | Port Lounge | Near Domestic security hall, 1st floor |
Kolkata Airport Lounge Access
List of Kolkata airports lounges those can be access free through credit cards
| Terminal | Lounge | Location |
| Domestic | Travel Club | Level 3, Domestic Terminal Gate no 22, 23 |
| International | Travel Club | International Terminal, Near Gate no 10,11 |
Cochin Airport Lounge Access
List of Cochin airports lounges those can be access free through credit cards
| Terminal | Lounge | Location |
| Domestic Terminal 1 | Earth | Opp. CIAl, Nedumbassery, Ground Floor |
| International Terminal 3 | Earth | Opp. CIAl, 2nd Floor Nedumbassery |
Coimbatore Airport Lounge Access
List of Coimbatore airports lounges those can be access free through credit cards
| Terminal | Lounge | Location |
| Domestic | Blackberry | 1st Floor left to Airport Entrance gate |
Dehradun Airport Lounge Access
List of Dehradun airports lounges those can be access free through credit cards
| Terminal | Lounge | Location |
| Domestic | Air Fest | Left to Airport Entrance Gate |
Jaipur Airport Lounge Access
List of Jaipur airports lounges those can be access free through credit cards
| Terminal | Lounge | Location |
| Domestic | Club One Class | Domestic Departure |
Bhubaneswar Airport Lounge Access
List of Bhubaneswar airports lounges those can be access free through credit cards
| Terminal | Lounge | Location |
| Domestic | Mayfair Lounge | Domestic Departure |
Nagpur Airport Lounge Access
List of Nagpur airports lounges those can be access free through credit cards
| Terminal | Lounge | Location |
| Domestic | TFS | Near Smoking Zone, Take left for Stairs/ Lift |
| International | TFS | Near Smoking Zone |
Trivandrum Airport Lounge Access
List of Trivandrum airports lounges those can be access free through credit cards
| Terminal | Lounge | Location |
| International T2 | Executive Lounge & Bar | Near Gate 2 |
Udaipur Airport Lounge Access
List of Udaipur airports lounges those can be access free through credit cards
| Terminal | Lounge | Location |
| Domestic & International | Golden Chariot | After SHA Departures, left side next to CCD |
Vadodara Airport Lounge Access
List of Vadodara airports lounges those can be access free through credit cards
| Terminal | Lounge | Location |
| Domestic | Port Lounge | Domestic Departure, 1st Floor |
| Domestic | Club One | Civil Aerodrome, 1st Floor |
Vijayawada Airport Lounge Access
List of Vijayawada airports lounges those can be access free through credit cards
| Terminal | Lounge | Location |
| Domestic | Amravathi | Domestic Departure, NH16, after SHA |
