January 24, 2021
10 Best Shopping Credit Card in India 2020

10 Best Shopping Credit Card in India 2020

Shopping has been increased in last couple of years in India, with the increase in shopping it is required that you will get best discount and offers available on shopping stores. To get maximum advantage on your shopping you should shop with your credit card as it comes with great discount and offers.

In this article we will discuss about the list of Credit Cards which are best for shopping. Here is the list of Top 10 Credit Card:

1. Flipkart Axis Bank Card

Axis Bank Flipkart Credit Card will offer you 5% cashback on shopping from Flipkart, Myntra and 2GUD. You can also get 4% cashback on shopping from cure.fit, goibibo, makemytrip, PVR and Uber.

You will get Rs. 2900 as welcome benefit and 4 complimentary domestic lounge access per year.

Annual Credit Card Fees:

Joining fees: Rs.500

Annual fees from second year: Rs. 500 (waived off if you spend more than Rs. 2 Lacs in a year)

Other Benefits:

  • Rs. 500 worth Flipkart vouchers on your first transaction made on card
  • 15 months Gaana plus subscription at price of Rs.399
  • Rs.500 off on booking of domestic hotel on Goibibo
  • Rs.500 off on booking of domestic hotel on makemytrip
  • 15% cashback up to Rs.500 on first transaction made on Myntra

2. Amazon Pay ICICI Bank Card

ICICI Bank Amazon Pay card will pay you back on amazon. If you do love shopping on Amazon, then this card is for you. If you are a prime customer on amazon, then you can earn 5% back while if you are a non-prime user you can earn 3% back.

You cannot apply directly for the credit card. You would see an invite inside your Amazon Mobile App and receive an email from Amazon. Only then you can get this card. Make sure you add your existing ICICI credit card into the Amazon account to get the invite.

Annual Credit Card Fees:

No Joining fees and annual fees

Other Benefits:

  • No expiry date for your earning on this card
  • Earn 2% back on 100+ Amazon Pay partner merchants by using this card on Amazon Pay
  • Earn 1% back on other payments
  • No cap on cashback, minimum transaction- Rs. 3000
  • 1% fuel surcharge waiver

3. Axis Bank Buzz Credit Card

The Credit Card offers lot of benefits including Flipkart vouchers up to Rs. 8000. You can convert your purchase into EMI through variety of options. It offers you instant discount on Flipkart, if you shop from 1-5th of each month you are eligible for 10% instant discount and 5% discount if shop from 6-31st of each month.

As a welcome benefit you will get Rs.1000 Flipkart voucher.

Milestone Bonus:

If you spend a total of Rs. 2 Lakhs then, as per the milestone you will get Flipkart gift vouchers worth Rs. 7000.

Annual Credit Card Fees:

Joining Fees: Rs. 750

Annual fees from second year: Rs. 750

Other Benefits:

  • 15% discount at partner restaurants

4. Axis Bank Neo Credit Card

Axis Bank Neo Credit Card offers you 10% discount on Jabong, Myntra, Redbus, and Freecharge. If you are a frequent customer on these stores, then this card is for you.

Welcome Benefits:

  • Amazon gift voucher worth Rs. 250 on the first transaction within 30 days of card setup
  • Bookmyshow voucher worth Rs. 300
  • Jabong gift voucher worth Rs. 500

Annual Credit Card Fees:

Joining Fees: Rs. 250 (waived off upon spends of Rs. 2500 in 45 days) 

Annual fees: Rs. 250

Other Benefits:

  • 15% discount at Axis partner restaurants
  • 2 reward point on every Rs. 200 spent

5. Standard Chartered Manhattan Credit Card

The only credit card which allows discount on grocery shopping from supermarket. You can get 5% cashback on shopping, but the minimum spending should be Rs.1000. The maximum amount of cashback is Rs.500 month and Rs. 150 per transaction.

Annual Credit Card Fees: Rs. 999 + taxes (waived off if you spend Rs.1.2 Lacs in a year)

Other Benefits:

  • You will get Rs.2000 BookMyShow voucher on first transaction made with in 90 days of card issuance
  • 3 rewards points per Rs. 150 spend on all other spends
  • Get 10% cashback on Voltas home appliance and Godrej products
  • You will get 5% cashback on Croma

6. SBI Simply Save Credit Card

The Credit Card comes with great benefits on Dinning, Movies, Departmental stores and Groceries spends. You will get 10 Reward Points per Rs 100 spent on Dining, Movies, Departmental Stores and Grocery Spends.

Annual Credit Card Fees: Rs.499 (waived off if you spend Rs. 1 Lacs in a year)

Other Benefits:

  • 1 Reward Point per Rs. 100 spent
  • 1% waiver on fuel surcharge

7. HDFC MoneyBack Credit Card

HDFC MoneyBack Credit Card work exactly as per name, you will receive 2 reward point on every Rs.150 spent and 4 reward point on every Rs. 150 spent online. Every quarter you will get a gift voucher of Rs.500 on spend of Rs. 50000. In a year you will get Rs.2000 worth gift voucher.

Annual Credit Card Fees:

Joining and renewal fees Rs. 500 + taxes

You will get Rs.500 cash points as welcome benefits.

Milestone Benefits:

  • Spend Rs.2 Lacs in first 90 days and get first year membership fee waived off
  • Spend Rs.50000 in each calendar quarter and get Rs. 500 worth gift vouchers
  • Spend Rs.50000 in first year and get renewal membership fee waived off

Other Benefits:

  • Zero cost liability Credit Card
  • 1% waiver on fuel surcharge

8. HDFC Infinia Credit Card

HDFC Infinia Credit Card is a premium credit card. As a welcome benefit you will get a complimentary one-year Club Marriott membership that offers up to 20% discounts for Dining and Stay across Asia – Pacific region. You can earn 5 reward points on Rs.150, on all retail spends including Insurance, Utilities, Education and Rent pay.

Annual Credit Card Fees:

For first year: Rs.10,000

Renewal fees: Rs.10,000 (will be waived off if you spend Rs. 8 Lacs in previous year)

Other Benefits:

  • Unlimited complimentary golf course access
  • Unlimited airport lounge access within and outside India.
  • 1% waiver on fuel surcharge

9. Standard Chartered Ultimate Card

The Standard Chartered Credit Card gives you maximum reward point on your shopping. It offers 5 reward points on every Rs.150 spent and each reward point is equal to Rs.1.

The card further allows you to access 1000+ airport lounge across the world. It has partnered with 750+ restaurants which gives you 25% discount.

Annual Credit Card Fees:

Joining fees: Rs. 5000

Renewal fees: Rs. 5000 (you will get 5000 reward points on renewal)

Other Benefits:

  • 5% cashback at duty-free outlets
  • 2% foreign currency mark-up
  • Up to 25% discount at the top 750 restaurants
  • 20% off on Myntra
  • 10% discount on Zomato

10. HSBC Smart Value Card

HSBC Smart Value Card offers you 3X rewards on online, dining and telecom spends. You can get a movie ticket voucher of worth Rs.200 on spending Rs. 15,000 in a month.

You will get 10% cashback up to Rs.1000 in the first 60 days of card issuance.

Annual Credit Card Fees:

No joining fees

Annual fees: Rs.499 (waived off on annual spends of Rs.50,000)

You will get Amazon voucher of Rs. 500 on payment of annual fees.

Other Benefits:

  • Fuel surcharge waiver
  • As a welcome benefit you will get BookMyShow voucher of Rs. 250
  • 3X reward points on online, dining and telecom spends

10 Best Credit Card for Movie Tickets in India 2020

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