July 31, 2021
10 Best Credit Card for Travel in India 2020

10 Best Credit Card for Travel in India 2020

With the online booking sites coming into picture our travelling has ben made so easy. From booking railway tickets on railway station to booking it online it is become so easy that now everyone can book tickets as per their convenience.With your travel made easy you should require that you book tickets at a cheaper rate. For this you need credit card which will offer you big discount and great deals on your bookings.

There are some credit cards in market which are specifically designed for travelling purpose. In this article we will discuss about 10 Best Credit Card you can use for travel purpose. Here is the list of Top 10 Credit Card:

1. Air India SBI Signature Travel Credit Card

The Air India signature credit card has lot of benefits to give you, it offers 30 reward points on every Rs.100 spent on booking tickets with Air India SBI signature travel Credit Card.

You can access to domestic airport lounge access in India with free Visa Lounge Access programme and international airport lounge access with free priority pass programme.

Annual Credit Card Fees: Rs.4999

Welcome Gift:

Earn 20000 reward points on payment of annual fees

Earn 5000 bonus points in second year on annual retail spends of Rs. 5 Lacs

Milestone Benefit:

You can earn up to 1,00,000 bonus points if you spend Rs.20 Lacs in a year.

Other Benefits:

  • 4 reward point on every Rs.100 spent
  • 1% fuel surcharge waiver

2. MakeMyTrip ICICI Bank Signature Credit Card

ICICI MakeMyTrip travel credit card will is exclusively designed for MakeMyTrip customers. The card will give you MMTDOUBLEBLACK membership worth Rs 1,499 and auto-enrolment into MMTBLACK as joining benefit.

In addition to this you will receive Rs. 1,500 My Cash plus Lemon Tree Hotels voucher worth Rs. 2,500. 1 My cash is equal to Rs.1 so you will receive Rs.1500 as my cash in you makemytrip wallet which can be used to book flight ticket or hotel.

Annual Credit Card Fees:

Joining fees: Rs.2500

Annual fees: Nil from second year

Milestone Benefits:

  • Spend Rs 5 lakh and earn Rs 4,000 My Cash each anniversary year
  • Spend Rs 2.5 lakh and earn Rs 1,100 My Cash each anniversary year.

Other Benefits:

  • Customer is eligible to get a 10-day complimentary international roaming pack on booking an international flight/hotel on MakeMyTrip using the MakeMyTrip ICICI Bank Signature Credit Card.
  • MMT Cab benefits

3. IndiGo HDFC Bank Credit Card

HDFC IndiGo Credit Card offers you complimentary air ticket worth ₹1,500 when you make 3 or more transaction in each of first 3 months after the card is set up.

In addition, you will get 1 complimentary 6E prime add on voucher which includes priority check-in, choice of seat, a complimentary meal and a quicker baggage claim.

On Reward points:

  • Earn 2.5% 6E Rewards on IndiGo and 2% rewards on Grocery, Dining and Entertainment spends
  • Earn up to 10% 6E Rewards on IndiGo featured partners.

Annual Credit Card Fees: Rs. 700

Other Benefits:

  • 1% Fuel Surcharge waived off

4. InterMiles HDFC Bank Platinum Credit Card

HDFC InterMiles Credit Card is a co-brand credit card which comes with lot of benefits and offers. The card offers you 5% discount on Etihad airways economy class ticket and 2.5X intermiles on Etihad tickets booking.

You can get 8 complimentary airport lounge access per year limited to 2 per quarter.

Annual Credit Card Fees: Rs. 1000 (Spend Rs. 2.5 Lacs in a year and your renewal fess will be waived off)

Welcome Benefits:

  • 3000 Bonus intermiles
  • 1,500 InterMiles upon spending Rs. 3,000 with in first 30 days of card set up
  • 1,500 InterMiles on total retail spends of Rs.50,000 and above, within first 90 days of card set up

Other Benefits:

  • 1% fuel surcharge waiver
  • Zero liability cost credit card

5. American Express Platinum Credit Card

American Express Credit Card comes with special welcome benefits and allows you to earn 1 reward point for every Rs.50 spent except for spend on Fuel, Insurance, Utilities.

You will get 4 complimentary airport lounge access per year limited to 1 access per quarter.

Welcome Benefits:

Welcome Gift of 5,000 Milestone Rewards Points redeemable for Travel Vouchers worth Rs. 3,500.

Milestone Benefits:

  • Get travel voucher worth Rs. 6000 by spending more than Rs. 1.9 Lakh in a year
  • Earn 10000 milestone reward points on spending Rs. 4 Lakh
  • Get a Taj experiences gift cards worth Rs. 10000 on hitting 4 Lakh milestone

Annual Credit Card Fees:

For first year: Rs. 3500 + tax

For second year: Rs. 5000+ tax

Other Benefits:

  • Zero cost liability card
  • 20% discount on selected restaurants
  • Fuel convenience fee waiver

6. Citi Premier Miles Credit Card

On Citi Premier Miles Card, you can earn 4 miles per Rs.100 spends online and in-store. The best thing is that there is no expiry date for miles points accrued. You can use them anytime you wish.

Welcome Benefits:

  • 10,000 Miles with your first spend of Rs. 1,000
  • 3,000 Miles on renewal

You can redeem the miles on MMT, Goibibo, Indigo, Yatra, Bookmyshow, IndianOil, Amazon, Flipkart for domestic and international airlines. The redemption value varies from 0.15 to 0.45 paise depending on the redemption option.

Annual Credit Card Fees: Rs. 3000 (first-year fee waiver for Citi priority account holders)

Other Benefits:

  • Get additional 2 months on recharge of 12 months Tata Sky account on Tata Sky website and app with Citi Cards
  • 3 months Free Trial of Gaana Plus with Citi Cards
  • Get flat 18% instant savings and 5% additional cashback (up to Rs. 100 as 1mg wallet cash) on prescription medicine as well as 50% discount on Premium e-consult services on 1mg website

7. InterMiles ICICI Bank Sapphiro Credit Cards

With ICICI Intermiles credit card you can earn up to 12.5 InterMiles per INR 100 spent on the card. You get a complimentary airport lounge access with 2 international airport lounge access and 2 spa sessions at selected airports in India per year.

Welcome benefits:

  • Bonus of 10,000 InterMiles on your card as joining benefit
  • 5,000 bonus InterMiles every year when you renew your card
  • Rs.750 flight discount voucher and Rs.1500 hotel discount voucher as welcome benefit

Annual Credit Card Fees: Rs. 5000

Other Benefits:

  • Up to 15% off on dining at selected restaurants
  • 4 complimentary rounds/ lessons of golf every month
  • Up to Rs. 500 off on the second movie ticket on BookMyShow twice every month

8. Kotak Royale Signature Card

Kotak Royale Signature Credit Card is a premium category card which offers you 4X reward points on every Rs. 150 spent on special categories such as hotels, restaurants, tour agencies & tour operators, package tour operators and airlines & air carrier.

On other categories you can earn 2X reward points. You can redeem reward points against hotel booking, air tickets, mobile recharge and 10000 merchandise.

Annual Credit Card Fees: Rs. 999 (waived off if you spend Rs.1 Lac and more in a year)

Milestone benefits:

  • 10,000 bonus reward points on spend Rs. 4,00,000
  • 30,000 bonus reward points on spend Rs. 8,00,000

Other benefits:

  • 2X rewards on all other spends
  • 1% fuel surcharge waiver
  • Rs. 500 of railway surcharge waiver on www.irctc.co.in
  • Enjoy complimentary access to airport lounge across India

9. IRCTC SBI Platinum Card

SBI presenting IRCTC dedicated travel credit card which gives you benefits on booking tickets at IRCTC.com. This is the only credit card which is exclusively designed for railway traveller. You can earn up to 10% valueback as reward point on bookings made at www.irctc.co.in for AC1, AC2 and AC3 tickets.

You can also earn 1 reward point for every Rs. 150 spend on non-fuel retail purchases including railway tickets. The reward points can be redeemed at booking tickets on www.irctc.co.in.

Annual Credit Card Fees:

For first year: Rs. 500

Renewal fess: Rs. 300

Other Benefits:

  • 1% fuel surcharge waiver
  • Save 1.8% on transaction charges when you book railway tickets on irctc.co.in using card

10. Axis Bank Privilege Card

Axis Bank Privilege Credit Card comes with an activation benefit of Paytm flight & hotel vouchers worth Rs 5,000 on spending Rs. 2.5 Lacs. The card further allows you 8 complimentary lounge access at selected domestic airports with limited to 2 visit per quarter.

Annual Credit Card Fees: Rs. 1500

Other benefits:

  • Earn 5 reward points per Rs. 100 on all spend except fuel
  • Get up to 15% discount at selected Fine dining restaurants
  • 1% fuel surcharge waiver

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